I decided to write this post because it pertains to personal finances and it can be seen as a testimony and spiritual food. Keep reading and you will see where I am going.

I have always been a giver and someone who has a heart to serve people. That is my heart to give, help people and make a difference in someone’s life. Today, a dear friend - reminded me that is who I am and have always been… a person who has a heart to serve.

For those of you that have known me a long time, I have always taught on personal finances for individuals, single parents and wives. I did that online and offline. Well, in late 2007 every time I turned around I was up at night thinking about personal finances and couples. It was keeping me awake at night with excitement.

Even to this day, this program Debt Stops At The Altar and Money Talk Before The Commitment walk that is a little over a year old, continues to keeps me awake at night with excitement. I started writing blog posts for Debt Stops At The Altar over a week ago and been having loads of fun with different issues that couples face. If you are new to my posts, you will soon find out I provide practical and realistic solutions. I do not believe in fluffing anything up. It is fluff that has caused some of us to get into trouble.

I encourage you to find out what keeps you awake at night. Let me assure you, it’s truly one thing. Know that your passion inspires you, motivates you, makes you reach outside of the box and make a difference in the lives of many. 

If you have money and marriage questions or would like to speak with someone who will listen and give you unbiased answers, I invite you to go to www.DebtAtTheAltar.com  and read some of the posts. You can also send me an email through that site.

Your answer is closer than you think.

This was sooo good that I thought I would share it here. Top 10 Forbidden Statements When Having the Money Talk Throughout Marriage

http://debtatthealtar.com/forbidden-statements-in-money-talk/

 Pass it on.

That’s right, you will be able to attend a Money Talk and Marriage Seminar.

When:  March 5, 2009

Time:   7pm to 8pm MST

Location: In the privacy and comfort of your home.

Who Should Attend:  Engaged Couples, newlyweds, individuals seeking guidance on finances.

Questions that will be answered and more:

1) When should we talk about finances?

2) Discover how to talk WITH each other versus AT each other

3) What could possibly be the number one reason to keep separate accounts?

4) How do I start this conversation?

 We learn how to drive, we attend college to learn a profession or trade. Do not let money be a “taboo” subject anymore. It’s time to talk.

Click the link below to secure your spot today:

http://moneytalkandmarriage.eventbrite.com/ 

Technorati Tags: money, couples, marriage financial counseling, engaged couples, newlyweds, debt, talk

I got up this morning and went to the bathroom to begin my regular routine. I would start getting ready for work and my husband would continue sleeping for another thirty minutes. I would gently look at him and think he does not know what he has even gotten himself into. He loves me so much and it would crush him for me to share my secret.

I close the door to the bathroom and finish getting dressed. I decide to pick up a latte and a bagel on my way to work. I get my breakfast and walk back to the car. As I sit behind the steering wheel I think it is going to be a very busy day and I will be on top of my game this morning. I am going to make it a GREAT DAY despite my secret. I brush my brow and continue driving towards my place of employment.

I pull my car into the parking garage and grab my briefcase. I say “Okay, let’s do this.” I walk into the office and receive a few messages from the receptionist. Follow up with this person and that person. Also a reminder about a 9am meeting. I am cool, calm and collected. I can handle whatever comes my way this day…….

Technorati Tags:  secret, husband, work, routine, employment,

Last week when I launched my current promotion for Military Spouses and shared it on Twitter, I received a DM asking what did I know about Taffy Wagner.  Needless to say, that made me stop and think. Military Spouses might not know anything about Taffy Wagner. Hence this blog post.

Taffy Wagner is a veteran of the United States Armed Forces. When she enlisted,  she had only graduated from high school a few short months prior. Her experience with money was very limited having grown up in a single parent household.

This was her chance to have more options for career, college and employment. There she was enlisted and moving away from home for the first time making a statement that most did not believe she would make because she was the youngest child.

Striking out on her own, she did not not do that bad. Joined the service, learned a skill and was receiving early promotions. Since she initially did not have a car, one of her biggest expenses was her phone bill. Taffy called home a lot because of her close relationship with her family. Mind you she was not home sick, but her ties with her family were deep.

During her first term of enlistment, she saw friends come and go. Reassignment, temporary duty assignments and short assignments to Korea and Japan. She experienced reconnecting with people several years later. She re-enlisted for a second term to accomplish all of her goals that she had set for herself.

Financial challenges she faced during her enlistment was emergency car repairs, learned about automatic deductions and had one or two credit cards. After separation within fifteen months, had unmanageable debt. So this is a veteran of the United Armed Forces that knows about money management, cleaning up credit and starting over.

Be sure and view her current promotion to assist military spouses:

http://debtatthealtar.com/military-spouse-marriage-and-money

She is ready to help!